▎Key Features:
1. Direct Salary Credit: Employers can directly deposit salaries into the employee's salary account, ensuring timely payments.
2. Zero Balance Requirement: Our salary accounts do not require a minimum balance, allowing employees to withdraw or spend their entire salary without penalties.
3. ATM and Online Banking Facilities: Salary accounts typically come with ATM cards and online banking options for easy access to funds and transactions.
4. Overdraft Facility: ZEF offers an overdraft facility on salary accounts, allowing account holders to withdraw more than their available balance up to a certain limit.
5. Additional Benefits: We offer perks such as free insurance, discounts on loans, or higher interest rates on savings linked to the salary account.
▎Benefits:
- Convenience: Simplifies the process of receiving salary payments and managing finances.
- Financial Management: Helps in budgeting and tracking income and expenses more effectively.
- Incentives: Employees may receive additional benefits from their employer for having a salary account with a particular bank.